http://www.moneyweek.com/personal-finance.aspx Personal finance articles from MoneyWeek magazine Fri, 20 Nov 2009 17:42:12 GMT MoneyWeek http://www.moneyweek.com/personal-finance/how-to-make-sure-your-savings-beat-inflation-46210.aspx Inflation is up to 1.5% but the average savings account pays less than 1% interest - so most savings accounts are actually costing you money. Ruth Jackson explains what you should do to make sure you don't lose out. Fri, 20 Nov 2009 00:00:00 GMT http://www.moneyweek.com/personal-finance/how-to-make-sure-your-savings-beat-inflation-46210.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-inheritance-tax-iht-46211.aspx Valuing property for inheritance-tax purposes is far from straghtforward. Get it wrong and you face extra tax - and a penalty. Fri, 20 Nov 2009 00:00:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-inheritance-tax-iht-46211.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-credit-card-companies-credit-report.aspx Credit card companies are using people's fear of a bad credit rating to sell products. But don't let them bully you. Ruth Jackson explains how your credit report works, where to get a copy of it for free, and three simple ways to improve your credit rating. Tue, 17 Nov 2009 15:10:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-credit-card-companies-credit-report.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-thirteen-cgt-free-assets-46114.aspx Don't forget that some assets escape capital-gains tax, says The Schmidt Report. Here's a reminder of thirteen of the main ones. Fri, 13 Nov 2009 12:38:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-thirteen-cgt-free-assets-46114.aspx http://www.moneyweek.com/personal-finance/personal-finance-five-ways-to-cut-your-car-insurance-premiums-46113.aspx With the cost of car insurance premiums climbing higher year on year, it's more important than ever to get a good deal. Ruth Jackson explains the five ways to ensure you get covered without breaking the bank. Fri, 13 Nov 2009 12:33:00 GMT http://www.moneyweek.com/personal-finance/personal-finance-five-ways-to-cut-your-car-insurance-premiums-46113.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-three-rules-for-safe-internet-shopping-36587.aspx British shoppers spent £4.6bn online in the run-up to Christmas last year. But a third of internet users are still too worried about scams to shop online. But there's no need to be worried, says Ruth Jackson. Just follow these three simple rules for hassle-free online shopping. Tue, 10 Nov 2009 00:00:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-three-rules-for-safe-internet-shopping-36587.aspx http://www.moneyweek.com/personal-finance/which-mortgage-is-best-46015.aspx Competition in the mortgage market is hotting up, with market-beating new deals from Nationwide and Northern Rock. So should you take advantage? Ruth Jackson looks at the best mortgage deals. Fri, 06 Nov 2009 15:50:00 GMT http://www.moneyweek.com/personal-finance/which-mortgage-is-best-46015.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-pre-incorporation-expenses-46016.aspx If you spend money setting up a business before you have formed a company, the person who runs up the expenses must be the one to claim the tax relief. That's a problem if your company wasn't formed when the expenses were incurred. So what's the solution? Fri, 06 Nov 2009 15:45:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-pre-incorporation-expenses-46016.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-the-best-one-year-fixed-savings-account-94505.aspx There's good news for savers with the launch of a market-beating one-year fixed-rate savings bond from NS&. Plus, Ruth Jackson explains where to find the best Isa rate for your money. Tue, 03 Nov 2009 15:27:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-the-best-one-year-fixed-savings-account-94505.aspx http://www.moneyweek.com/personal-finance/how-the-credit-card-changes-will-affect-you-45911.aspx The government is considering tighter rules for credit-card companies in an effort to tackle the nation's £53.9bn of debt. Ruth Jackson looks at the latest proposals and explains how they will affect you. Fri, 30 Oct 2009 15:18:00 GMT http://www.moneyweek.com/personal-finance/how-the-credit-card-changes-will-affect-you-45911.aspx