http://www.moneyweek.com/personal-finance.aspx Personal finance articles from MoneyWeek magazine Sat, 07 Nov 2009 12:53:57 GMT MoneyWeek http://www.moneyweek.com/personal-finance/which-mortgage-is-best-46015.aspx Competition in the mortgage market is hotting up, with market-beating new deals from Nationwide and Northern Rock. So should you take advantage? Ruth Jackson looks at the best mortgage deals. Fri, 06 Nov 2009 15:50:00 GMT http://www.moneyweek.com/personal-finance/which-mortgage-is-best-46015.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-pre-incorporation-expenses-46016.aspx If you spend money setting up a business before you have formed a company, the person who runs up the expenses must be the one to claim the tax relief. That's a problem if your company wasn't formed when the expenses were incurred. So what's the solution? Fri, 06 Nov 2009 15:45:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-pre-incorporation-expenses-46016.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-the-best-one-year-fixed-savings-account-94505.aspx There's good news for savers with the launch of a market-beating one-year fixed-rate savings bond from NS&. Plus, Ruth Jackson explains where to find the best Isa rate for your money. Tue, 03 Nov 2009 15:27:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-the-best-one-year-fixed-savings-account-94505.aspx http://www.moneyweek.com/personal-finance/how-the-credit-card-changes-will-affect-you-45911.aspx The government is considering tighter rules for credit-card companies in an effort to tackle the nation's £53.9bn of debt. Ruth Jackson looks at the latest proposals and explains how they will affect you. Fri, 30 Oct 2009 15:18:00 GMT http://www.moneyweek.com/personal-finance/how-the-credit-card-changes-will-affect-you-45911.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-get-a-business-partner-45931.aspx If your business is run as a partnership between un-related individuals, you could double the amount of profits that attract corporation tax at just 21%. Fri, 30 Oct 2009 13:17:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-get-a-business-partner-45931.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-extortionate-overdraft-fees-94408.aspx Some bank customers could soon be paying up to 36,500% a year interest on their authorised overdrafts. But there's absolutely no reason to. Ruth Jackson finds the best current accounts, and explains how to reclaim unauthorised bank charges. Tue, 27 Oct 2009 16:38:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-extortionate-overdraft-fees-94408.aspx http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-claim-back-vat-on-business-costs-45829.aspx If you are VAT-registered, and making VAT-rated sales, then you can claim VAT back on most business-related expenses. Fri, 23 Oct 2009 12:53:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-of-the-week-claim-back-vat-on-business-costs-45829.aspx http://www.moneyweek.com/personal-finance/personal-finance-should-you-switch-energy-suppliers-45812.aspx With the clocks going back, winter is only round the corner. That inevitably means higher energy bills. So can switching save you money, and which suppliers offer the best deal? Ruth Jackson investigates. Thu, 22 Oct 2009 23:00:00 GMT http://www.moneyweek.com/personal-finance/personal-finance-should-you-switch-energy-suppliers-45812.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-supermarket-savings-accounts-94305.aspx Britain's supermarkets have begun their assault on the high street banks by rebranding and expanding their financial arms. But are their products any good? Ruth Jackson investigates what supermarket banks have to offer, and how to beat their savings deals. Tue, 20 Oct 2009 14:33:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-supermarket-savings-accounts-94305.aspx http://www.moneyweek.com/personal-finance/homeowners-may-be-due-a-windfall-45726.aspx Over a million homeowners may be due a mini-windfall after the Financial Services Authority ruled that banks and insurers had acted unfairly over mortgage insurance policies. Fri, 16 Oct 2009 15:30:00 GMT http://www.moneyweek.com/personal-finance/homeowners-may-be-due-a-windfall-45726.aspx