http://www.moneyweek.com/personal-finance.aspx Personal finance articles from MoneyWeek magazine Sat, 20 Mar 2010 16:38:50 GMT MoneyWeek http://www.moneyweek.com/personal-finance/moneyweek-saver-how-credit-card-changes-affect-you-01107.aspx At long last, the government is to introduce new guidelines to tackle some of the unfair practices used by credit card companies. Ruth Jackson explains the new rules, what they mean for you, and how you can gain more control over your credit. Tue, 16 Mar 2010 11:35:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-how-credit-card-changes-affect-you-01107.aspx http://www.moneyweek.com/personal-finance/savings-hang-on-for-the-best-isa-deals-47727.aspx Nationwide has launched a new cash individual savings account (Isa) that aims consistently to beat the rates offered by its competitors. But better deals could still emerge before Isa deadline day, so hang on for now. Fri, 12 Mar 2010 16:17:00 GMT http://www.moneyweek.com/personal-finance/savings-hang-on-for-the-best-isa-deals-47727.aspx http://www.moneyweek.com/personal-finance/women-must-rethink-their-pensions-47714.aspx Many women end up relying on their husbands or partners to fund their retirements. But this can turn out to be a costly mistake. Women are more likely to spend their old age in poverty than men. Ruth Jackson explains what to do to secure a comfortable retirement. Fri, 12 Mar 2010 00:00:00 GMT http://www.moneyweek.com/personal-finance/women-must-rethink-their-pensions-47714.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-get-5-percent-savings-interest-01007.aspx Banks and building societies have been ruthlessly cutting savings interest rates. Now most savers are losing money as their savings fail to grow in line with inflation. So how can you make sure your money grows? Ruth Jackson explains four ways to boost your savings rate. Tue, 09 Mar 2010 16:04:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-get-5-percent-savings-interest-01007.aspx http://www.moneyweek.com/personal-finance/what-should-the-cash-rich-investor-do-01001.aspx For cash-rich investors who don't want to risk it all, there are very few options that offer much of a return, says Merryn Somerset Webb. Here, she picks two of the best savings accounts around at the moment, and, for the more adventurous, two cheap ways into China. Mon, 08 Mar 2010 08:30:00 GMT http://www.moneyweek.com/personal-finance/what-should-the-cash-rich-investor-do-01001.aspx http://www.moneyweek.com/personal-finance/tax-advice-buy-a-green-car-47693.aspx The government is particularly keen to encourage people to use low-polluting cars. So what are the tax breaks? Fri, 05 Mar 2010 12:21:00 GMT http://www.moneyweek.com/personal-finance/tax-advice-buy-a-green-car-47693.aspx http://www.moneyweek.com/personal-finance/how-to-tackle-the-new-tax-regime-47633.aspx This coming April's tax changes include a 50% income-tax band for high earners with salaries of more than £150,000. So minimising your bill is crucial. Fortunately, says Ruth Jackson, there are several simple ways to shield your cash from the taxman. Fri, 05 Mar 2010 11:03:00 GMT http://www.moneyweek.com/personal-finance/how-to-tackle-the-new-tax-regime-47633.aspx http://www.moneyweek.com/personal-finance/moneyweek-saver-childcare-costs-00906.aspx With childcare fees soaring, it can cost more to keep a toddler in nursery than it would to send them to one of the country's most exclusive public schools. But there are plenty of ways to bring down the costs of looking after the kids, says Ruth Jackson. Here, she explains how. Tue, 02 Mar 2010 12:01:00 GMT http://www.moneyweek.com/personal-finance/moneyweek-saver-childcare-costs-00906.aspx http://www.moneyweek.com/personal-finance/how-to-deal-with-credit-card-rate-hikes-47595.aspx Credit-card interest rates keep on creeping up. The average rate is now in the region of 19%, despite a Bank of England base rate of 0.5%. So how can you keep your costs down? Ruth Jackson explains. Fri, 26 Feb 2010 16:18:00 GMT http://www.moneyweek.com/personal-finance/how-to-deal-with-credit-card-rate-hikes-47595.aspx http://www.moneyweek.com/personal-finance/savings-time-to-move-on-from-northern-rock-47594.aspx The Treasury has announced that it is reducing the guarantee on Northern Rock savings accounts. So move to a better rate, says Ruth Jackson. Plus, a round-up of this week’s personal finance news. Fri, 26 Feb 2010 00:00:00 GMT http://www.moneyweek.com/personal-finance/savings-time-to-move-on-from-northern-rock-47594.aspx