Savings

Piggy Bank

We all need a rainy day fund for those emergency costs or if we lose a job. Finding the best account ensures you earn the best rate and can still access your cash when you need it most.

Recent articles (3)

How to make sure your savings beat inflation

(20 November 09)

Inflation is up to 1.5% but the average savings account pays less than 1% interest - so most savings accounts are actually costing you money. Ruth Jackson explains what you should do to make sure you don't lose out.

Coins and banknotes in a bird's nest © Alastair Miller/Bloomberg News

The best one-year savings product

(03 November 09)

There's good news for savers with the launch of a market-beating one-year fixed-rate savings bond from NS&. Plus, Ruth Jackson explains where to find the best Isa rate for your money.

Branch of Halifax bank © Chris Ratcliffe/Bloomberg News

Watch out – your overdraft rate may be about to rocket

(27 October 09)

Some bank customers could soon be paying up to 36,500% a year interest on their authorised overdrafts. But there's absolutely no reason to. Ruth Jackson finds the best current accounts, and explains how to reclaim unauthorised bank charges.