Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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 1.9 million owed £240 million in unclaimed energy credit – are you due a payout?Energy regulator Ofgem is urging home movers to check if they’ve got credit stuck in old accounts By Sam Walker Published 
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 More pensioners dragged into 60% tax trap – could you be caught?Frozen thresholds are pushing more older workers into paying income tax at levels much higher than the headline rate, new figures show. We look at why and how you can avoid being caught in the 60% tax trap. By Laura Miller Published 
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 Are you missing out on Pension Credit? How to claim the benefit worth £4,300 a yearNews Thousands of eligible households are still failing to apply for Pension Credit. We explain who qualifies for Pension Credit and how to apply By Ruth Emery Last updated News
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 Pension tax refunds: how to get your money back if you have been overchargedThousands of retirees recovered more than £48.5 million in overpaid tax from flexible pension withdrawals in the third quarter of 2025. Are you due a pension tax refund? By Daniel Hilton Last updated 
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 Higher earners face £377 bill if Reeves puts up income tax – do you fit the Treasury’s definition of ‘working people’?Labour’s election manifesto pledged not to raise National Insurance, VAT or income tax but prime minister Keir Starmer appeared reluctant to repeat the promise this week By Laura Miller Published 
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 Ofgem could write off £500 million of energy debt for 195,000 households – would you be eligible?Energy debt costs the average billpayer on the Ofgem price cap £52 a year. By Daniel Hilton Published 
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 UK regions where property tax proposals could hit homeowners hardestRumours a mansion tax could be announced in the Autumn Budget are already hitting the housing market but homeowners are being urged not to panic yet By Marc Shoffman Last updated 
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 How to find lost pensions, savings or investmentsLosing track of money is easy to do when moving house or changing jobs so if you’ve lost touch with your cash. If this is you, then follow these simple steps to track down your lost pension, investments, savings or Premium Bonds By Samantha Partington Last updated 
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 Side hustle tax: Do you owe HMRC money?Unpaid social media reviews of goods and services and extra efforts to earn income online could be liable for side hustle tax By Marc Shoffman Last updated 
