Personal Finance
The latest personal finance news, features, analysis and insights covering savings, tax changes, pension planning, banking and insurance from the expert team at MoneyWeek.
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Water bills set to rise again for millions of householdsOfwat the regulator has provisionally approved a £3.4 billion package to improve the network – but many households will have to cough up more before 2030.
By Sam Walker Published
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Average stamp duty by region: How much are you likely to pay?Most people buying their next home will have to pay stamp duty. But how much you need to fork out varies, and where you are in the country can have an impact.
By Daniel Hilton Published
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Best fixed rate cash ISAs – earn up to 4.85%Savings The best fixed rate cash ISAs are paying some of the highest rates in years. We look at the top ISA deals for those willing to lock their cash away.
By Oojal Dhanjal Last updated
Savings -
How writing a life insurance into trust can lower an inheritance tax bill – and why it should be structured correctlyMore families may be looking for ways to lower inheritance tax bills ahead of rule changes affecting most unused pensions from April 2027. Writing life insurance policies into trust is one such method.
By Sam Walker Last updated
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Best easy-access savings accounts – earn up to 5%Savings The best easy-access savings accounts are now offering up to 5% on your cash savings. We look at the best rates on the market now.
By Oojal Dhanjal Last updated
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The best one-year fixed savings accounts – earn up to 4.85%Savings One-year fixed savings accounts are offering inflation-beating rates of up to 4.85%. We've rounded up the best deals available on the market now.
By Oojal Dhanjal Last updated
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Who misses out on the state pension triple lock?Not all pensioners have their state pensions, or aspects of it, increased each year in line with the triple lock. We explain who misses out.
By Sam Walker Last updated
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Should you withdraw pension to beat inheritance tax changes?Over-55s are taking their pensions at record rates to avoid loved ones potentially inheriting a 40% tax bill. Here are a few things to consider before you do.
By Laura Miller Published
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Making Tax Digital: what is it and who does it affect?With Making Tax Digital, thousands of sole traders and landlords now have to start reporting their earnings digitally quarterly. Here's what you need to know.
By Daniel Hilton Last updated
