Personal finance

  • Should you worry about the Co-op Bank?

    By James McKeigue, 17 May, 2013

    The Co-op Bank © The Co-op Group

    Ratings agency Moody's recently downgraded the Co-op Bank. If you have an account with the bank, should you be worried, and what should you do? James McKeigue reports.

  • Mortgages: don’t fall for alluring headlines

    By James McKeigue, 07 May, 2013

    Thanks to the increasing complexity of mortagage products, it's getting harder to work out where the best deals are. James McKeigue reports.

  • Get the help you need without a tax headache

    By Merryn Somerset Webb, 10 May, 2013

    Employing a helping hand around the house can quickly become a tax nightmare. Here, Merryn Somerset Webb gives some handy advice to make sure it doesn't.

More Personal finance articles

  • Tread carefully in the mortgage market

    By Tim Bennett, 17 May, 2013 -Subscriber only

    Tim Bennett rounds up this week’s personal finance news, including the reality behind the rising housing-market figures, and how to avoid getting fleeced on rental car charges.

  • Don’t be fooled by the scammers

    By Tim Bennett, 10 May, 2013 -Subscriber only

    Tim Bennett rounds up this week’s personal finance news, including the latest trick to con you out of you money, and why your European health card may be turned down abroad.

  • Interest-only mortgage holders have nothing to fear

    By Merryn Somerset Webb, 07 May, 2013

    A shocking percentage of interest-only mortgage holders have no repayment plan in place. Fortunately for them, says Merryn Somerset Webb, the government has rigged the game.

  • The worst mistake pensioners make

    By Merryn Somerset Webb, 26 April, 2013 -Subscriber only

    If you're thinking of converting your pension pot into an annuity, you may be about to make one of the worst financial mistakes of your life. Merryn Somerset Webb explains why.

  • Stamp out hopes of profits from philately

    By Merryn Somerset Webb, 19 April, 2013

    For many years now, people have been telling Merryn Somerset Webb that stamps are a brilliant alternative investment. For just as many years, she has been ignoring them. You should too.

  • Don’t be baffled by the best-buy tables

    By Merryn Somerset Webb, 15 April, 2013

    The banks have been up to their usual tricks to entice unsuspecting punters to their headline-grabbing interest rates. Merryn Somerset Webb reports.

  • Beware Europe’s hospital scam

    By Piper Terrett, 05 April, 2013 -Subscriber only

    Piper Terrett rounds up this week’s personal finance news, including the Spanish scam aimed at sick tourists, and the IT problems plaguing RBS customers.

  • Who’s to blame for the rebate tax debacle?

    By Merryn Somerset Webb, 05 April, 2013

    A new ruling from HMRC classifies the rebates of fund commissions from investment platforms as income - and that makes them taxable. But that could all soon change.

  • Don’t get caught in the courier scam

    28 March, 2013

    Bank customers should beware of the 'courier scam', says Tim Bennett. Plus, a round-up this week’s personal finance news.

  • 'Help to Buy' – should you take the offer?

    By Piper Terrett, 28 March, 2013

    George Osborne’s £130bn ‘Help to Buy’ scheme is the latest move by the government to get the housing market moving. It may well succeed, but at what future price? Piper Terrett looks at whether it's worth taking the government up on its offer.

  • A welcome move to help junior savers

    28 March, 2013

    In one of his few helpful moves for savers, the chancellor has proposed that money locked in Child Trust Funds will be allowed to be switched into a Junior Isa.

  • It makes sense to beat the Isa deadline

    25 March, 2013

    Tim Bennett rounds up the personal finance news, including the scam aimed at the lonely hearts crowd, and why you should make full use of your Isa allowance.

  • Use up your tax allowances with care

    By Merryn Somerset Webb, 25 March, 2013 -Subscriber only

    The taxman has cottoned on to an old ruse used by investors to cut their tax bills, says Merryn Somerset Webb. So be careful how you use up your tax-free allowance.

  • What the Budget means for you

    25 March, 2013 -Subscriber only

    From Junior Isas to pensions, here's a summary of how this year's Budget will affect your finances.

  • Beware short-term fixes when remortgaging

    By Tim Bennett, 19 March, 2013 -Subscriber only

    Tim Bennett rounds up the personal finance news, including what nasty surprises may lurk behind short-term loans; and why many people are paying twice-over for long-term care.

  • Savers: beware headline-grabbing interest rates

    18 March, 2013 -Subscriber only

    What at first glance may seem like a generous interest rate on a savings account may get watered down by the various strings attached.

  • MoneyWeek TV: Where to put your Isa money

    15 March, 2013

    In this week's edition of MoneyWeek TV, Merryn Somerset Webb and John Stepek talk about where they're putting this year's Isa allocation; Tim Bennett explains why you might want to look at preference shares; and Tim Price talks gold.

More articles»

>