Forget the election – China is the real threat to the FTSE 100

By Associate Editor David Stevenson May 07, 2010

David Stevenson

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You're probably sick of hearing it. But it's "still too early to tell" who'll get the dubious honour of moving into No.10.

We'll have our say about what it'll mean for financial markets when all the ballots have been counted. But at the moment, it's looking like a hung parliament. Worse still, no matter what alliances the various parties decide to forge, odds are that Britain will have a weak government for the foreseeable future. We'll look at what that means later on today on the website.

Meanwhile stocks went wild on Wall Street yesterday – partly on fears about Greece (which we've covered widely, see here for more) – but also due to what looks like a computer-glitch-driven sell-off. More on that later too.

But however the election, or Greece's woes, or Wall Street's gremlins play out, another worry for investors is lurking. It's much further away, but could prove a bigger threat to UK shares than any of these.

It's China...

What's going on in China?

Major problems are building up in China. What's more, as with so much produced by that country, it looks like these are about to be exported – to Britain.

More on investing in China

Why you should avoid Chinese banks
Is China really a bubble?
MoneyWeek Asia archive

So what's going on? Aren't we constantly reassured by emerging market experts that the Chinese will save the planet?

Well, China has certainly been one of the main baton carriers for global economic growth over the last year. Exports rose by almost 30% in the 12 months to April, while imports jumped 52% over the period. And if you think that's heavy duty, the year to March saw a staggering two-thirds leap in imports. Meanwhile, industrial output growth for the three months to April is forecast at 18.4%.

It's enough to make the next British Chancellor weep with envy. Just think of all those extra tax revenues.

The Chinese economy is overheating

But there's a big catch. China has been ramming its money pedal to the metal. Over the last year, the country's money supply – i.e. the amount of money circulating in the economy – has soared by 22%.

By anyone's standards, that's very rapid. And while it's got things more than up and running again after 2008's sharp second-half slowdown, the flipside is that parts of the economy are overheating.

Inflation in February hit a 16-month high of 2.7% – it doesn't sound like much, especially compared to Britain's inflation, but it's moving in the wrong direction, and fast. And some prices, particularly in property, are now rising far too rapidly for comfort. Edward Chancellor at GMO says that: "China today exhibits many of the characteristics of great speculative manias".

In the year to March, home values climbed by almost 12%, according to the National Bureau of Statistics. Not only was that up from February's 10.7% increase, it was the ninth straight month in which price rises have accelerated. It was also the fastest rate of increase since the government began collating data in 2005.

Indeed in some parts of the country, house prices have inflated straight into bubble territory. In Haikou, the capital of the resort island of Hainan, they're up by some 65% within the last year.

The People's Bank of China, the central bank, has cottoned on that this could get right out of control – across the board. So now it's clamping down. Three times this year it has raised the 'minimum reserves' that commercial banks have to hold with it, which cuts back on the amounts of money these banks can lend.

It's also been selling more bonds, which mops up spare cash. And it's upped the rates on second home-loans, and demanded that house buyers put down bigger deposits. Benchmark interest rate hikes are soon likely to be in the pipeline too. Meanwhile, starting from this month, residents of Beijing have been banned from buying more than one new house, a measure that's likely to be copied in other cities.


Special FREE report from MoneyWeek magazine: When will house prices bottom out - and how will you know?

  • Why UK property prices are going to fall 50%
  • When it will be time to get back in and buy up half price property

We don't yet know whether this will be enough to cool the economy. But in the meantime, it's really spooking the property market. Home sales plunged by nearly 40% last week. And house prices could now slump by as much as 30%, says China Jianyin Investment Securities, as the central bank steps up its anti-bubble measures.

And the stock market is taking a big hit too. Fears that economic growth will slow sharply have sent Chinese share prices down more than 20% from last August's peak to an eight-month low. In short, China is now suffering its own full-blown bear market.

Why share prices in the UK are set to take a hit

But why does this matter to share prices in the UK?

Here's why - have a look at the chart below.

Source: Bloomberg

The red line is the FTSE 100 index and the blue line is the Shanghai SE Composite. But note that I've 'advanced' the latter by four months.

In other words, where China's market goes, we're now following about four months later.

Why's this? Because a fair chunk of the FTSE 100 is commodity related. UK-quoted miners have been churning out vast amounts of copper, iron and other metals for export to China. So all those mining stocks that have powered the index all the way up now look very vulnerable to a Chinese slowdown.

The chart reinforces our view that despite its recent pullback, the UK market overall is set for further falls. So unless stocks are clearly cheap, in defensive sectors or are solid high-yielders, we're still wary.

Mind you, recent events in China are no great surprise to our MoneyWeek Asia specialist Cris Sholto Heaton, who just last month warned his readers to avoid Chinese banks. Sure, China's long-term growth story is still good. But there'll be plenty of bumps on the way, and now's one of the times you have to discriminate, rather than just blindly buy into whatever China tracker is in fashion. That's where Cris comes in – as well as his free weekly email, he'll shortly be launching a new newsletter, picking the hottest stocks that Asia can offer. Look out for more on this next week and how you can be among the first to get in, here in Money Morning.

Our recommended article for today

Profit from Britain's unbalanced markets

Britain's FTSE 250 index looks expensive when compared to the FTSE100. But that opens up an opportunity to profit using pairs trading. Bengt Saelensminde explains how.

Comments (5)

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  • 1. Michael Lewis

    (07 May 2010, 01:17PM)  Complain about this comment

    The market went straight up for months. Over the last few months I remember talking to my work colleague that it was a shame the market rose so quickly. For many people if stocks become cheap, that will be good, its an opportunity to buy for the very long term, if something goes on sale, why not buy it.

  • 2. Roger

    (07 May 2010, 10:13PM)  Complain about this comment

    The defensives are not doing well either. Just check the charts. These days with internet, it is far easier.

    Look at BATS, VOD, GSK, etc.

    When others increase, they do not, when others fall, they fallow (a bit less, but still...)

  • 3. Roger

    (08 May 2010, 09:57AM)  Complain about this comment

    Also, I just went to a business trip to China, in many aspects, Beijing feels a developed world already, even better than many of the traditional "developed" world.

    Economically, the Chinese government is self restraining from forming bubbles. Although this causes temp pain, the future of the country is really unbounded if wise measures are taken early and in time.

    China's green economy, biotech and IT industries are growing at a tremendous speed, just let everybody know. The cheap manufacturing is shifting themselves to Vietnam, India and Indonesia.

    China is moving into Knowledge economy, that is for sure. These high tech industries is rapidly growing, in a few years, they will have brand names too.

  • 4. Michael Lewis

    (08 May 2010, 10:09AM)  Complain about this comment

    Roger - I remember when I was very young, people would scoff at 'Made In Taiwan' something that implied it was a cheap copy - now look at Taiwan, world leader in IT. China will have ups and downs for sure, but I think I'd go along with Jim Rogers - the downs will be opportunities to buy for the longer term. What will be interesting is how/if they handle political change.

  • 5. Roger

    (10 May 2010, 10:29AM)  Complain about this comment

    Yes Michael, I agree with you.

    What I meant by the country being advanced is not about the glittering sky scrapers.

    I meant it is much easier to find a public toilet than many advanced countries.

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