Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Is Britain heading for a big debt crisis?
Opinion Things are not yet as bad as some reports have claimed. But they sure aren’t rosy either, says Julian Jessop
By Julian Jessop Published
Opinion -
Inheritance tax receipts jump 5%, as loved ones pay £190m more
Inheritance tax receipts have surged again, with HMRC raking in £3.7 billion between April and August – £190 million more than the same period a year ago
By Katie Williams Last updated
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Simple assessment explained as millions brace for unexpected tax bills
Increasing numbers of people could get letters from HMRC saying they owe more tax due to frozen thresholds, under a system known as simple assessment. Here is what it means for you.
By Marc Shoffman Published
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Should you fix your mortgage or opt for a variable rate?
With the Bank of England pausing its rate cutting for now, homeowners remortgaging this year must choose between the stability of a fixed mortgage or the chance to benefit from future rate cuts on a variable rate deal.
By Laura Miller Last updated
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Can the House of Lords change the government’s mind on controversial inheritance tax reforms?
The House of Lords has launched an inquiry into inheritance tax changes on pensions and agricultural property relief - can the government’s plans be stopped?
By Marc Shoffman Published
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Best regular savings accounts – get up to 7.5%
Savings The top regular savings accounts pay as much as 7.5%. If you’re looking to stash small amounts away each month, we list the accounts worth looking at
By Oojal Dhanjal Last updated
Savings -
Nationwide Building Society launches £175 switching deal – who is eligible?
Nationwide Building Society has launched a new current account switching deal. We look at whether you are eligible, and how to get the free cash.
By Daniel Hilton Published
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Barclays launches £500 cashback offer for ISAs - but there's a catch. Here's how it works
Barclays is looking to attract savers to its cash ISA range but you need a lot of money to get the full reward
By Marc Shoffman Published
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Cash ISA savings surged to £70 billion as savers grabbed higher rates – but could the best deals be disappearing?
Almost 10 million people put money in cash ISAs in 2023/24 as UK interest rates climbed to 5.25% – but a series of cuts could mean inflation is eating away at your savings now
By Laura Miller Published