Personal Finance
Coverage and analysis of the latest personal finance, tax, pensions and insurance news from the expert team at MoneyWeek.
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Salary sacrifice pensions cap: 3.3 million workers to be hit by contribution limits
The government has revealed further details of its controversial cap on pension contributions through salary sacrifice. Here is how the changes could affect you
By Marc Shoffman Published
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How the Budget will hurt you: MoneyWeek Talks
Podcast An Autumn budget podcast special episode, featuring MoneyWeek editors Kalpana Fitzpatrick, Andrew van Sickle and Cris Heaton.
By Kalpana Fitzpatrick Published
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Cash ISA cuts: millions of savers face £1,200 tax bill after five years
A combination of cuts to the cash ISA allowance and higher income tax on savings will deal a blow to savers as many could face a tax bill
By Marc Shoffman Last updated
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How Avios points work: how to collect and spend them
Avios points offer worthwhile rewards for the savvy traveller but the cost of using them is on the rise. We explain how to collect, keep track of, and make the most of your Avios points
By Laura Miller Last updated
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Car tax rules are changing: what are the new vehicle excise duty rates?
The rules around vehicle excise duty changed in April and further reforms were introduced in the 2025 Autumn Budget. What are they, and how are they going to affect you?
By Daniel Hilton Last updated
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Cash ISA vs stocks and shares ISA: which is better for your money?
The debate over low-risk cash ISAs versus higher-returning stocks and shares ISAs overlooks the fact that both have an important role for different goals
By Dan McEvoy Last updated
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Will gas and electricity bills fall? Energy price forecast
Billpayers in the UK have seen their energy bills rise by around £35 a year after the October price cap was introduced. Where will prices go next?
By Daniel Hilton Last updated
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The new 4% rule – how much should retirees really draw from their pension in 2026?
Brits retiring in 2026 could be withdrawing too much from their pension pots if they stick to an old rule about ‘safe’ limits – with the risk of running out of money in retirement
By Laura Miller Published
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Leaving it too late to gift inheritances costs some of Britain’s wealthiest families £3m each
Even average Brits are being landed with huge and unexpected inheritance tax bills because of a little understood rule around gifting, new figures show
By Laura Miller Published
