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Mortgages

Property for sale signs

Buying a house is the biggest financial decision most people make. Unless you are buying with cash, a mortgage is unavoidable. Picking the right one is crucial to ensuring it's not also unnecessarily expensive.

Recent articles (3)

How to beat inflation

(22 August 08)

These are tough times for those of us who want to be in cash. With the Retail Price Index now at 5%, almost none of us are making a real return on our money after inflation and tax. So where should you park your money?

Offset your mortgage interest and council tax

(15 August 08)

Good news for Britain's 3.6 million self-employed workers: new HMRC guidance states explicitly that self-employed workers can offset their mortgage interest and council tax against their income tax bill - expenses that accountants have traditionally believed to be 'off-limits'.

There is some good news…

(08 August 08)

It is perfectly possible to get a mortgage, just as long as the bank is sure you will be able to pay it back. But banks also know that most of the nation can’t, writes Merryn Somerset Webb.

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