Privacy & cookie policy
This is the privacy policy of MoneyWeek/Fleet Street Publications group. It was last updated in October 2012. If we change our privacy policy, we will notify you of those changes here.
Links to other sites
Our website may include hyperlinks to other websites that are not operated or controlled by us. This policy only applies to our website and we are not responsible for the content or the privacy practices of third party websites.
Consent
When you subscribe for a product or service, register with our website and/or sign up for a free email service, we store your name and email address along with any other information you provide. This information may include, but is not limited to, details such as your name, email address, and, if you subscribe to MoneyWeek magazine or a subscription newsletter, your address.
By subscribing, registering and/or signing up, you agree to the collection, storage and processing of your information in the manner set out in this policy.
Data use
We use the information we collect from you to allow you - where applicable - access to the MoneyWeek or Fleet Street Publications subscriber-only areas of the MoneyWeek website, to deliver your subscriptions and to send you free emails (Money Morning, MoneyWeek Saver, MoneyWeek Asia, MoneyWeek Trader, The Right Side, The Penny Sleuth and The Daily Reckoning). We also use your data to improve the services we offer you. This may include asking third parties to conduct market research or trials of new features and services, and asking them to run promotional campaigns for us.
Unless you have opted not to receive offers, we also use your information to send you offers by email from us, and by post from us and other carefully selected outside companies. We do not give, rent or sell your email address to companies outside the MoneyWeek/Fleet Street Publications group. Companies in the MoneyWeek/Fleet Street Publications group are MoneyWeek Limited, Fleet Street Publications Limited, Agora Lifestyles Limited, Agora Health Limited and Agora Inc.
Should you wish to unsubscribe from one of our free emails at any time, instructions on how to do so are included in every email. You can also send an email to MoneyWeek Ltd by clicking here or Fleet Street Publications Ltd by clicking here, or contact us on 0207 633 3780/0207 633 3600 (9.00am - 5.30pm, Mon-Fri).
Any email you send to the MoneyWeek/Fleet Street Publications group or any of our other publications is completely confidential. We will not add your name to our email list without your permission.
Data capture and processing
The data you provide is captured and processed on our behalf by our parent company, Agora Inc. Agora Inc is based in Baltimore in the United States. The US has no comprehensive data protection law, however Agora Inc. offers the same levels of protection for your information, including the security of the database on which your information is stored and the privacy of your information, that we offer in United Kingdom.
We will only disclose your data to third parties other than those described above if we are compelled to do so for legal or regulatory purposes.
Advertising in free emails
We fund free emails (Money Morning, MoneyWeek Saver, MoneyWeek Asia, MoneyWeek Trader, The Right Side, The Penny Sleuth and The Daily Reckoning) by taking advertising. There are two small ads in each free email, and then two or three times a week we will send you separate promotional emails, which will contain advertisements from us or from other companies.
By subscribing to any of our free emails, you are consenting to receive these promotions. We cannot send you a free email alone without the promotional emails.
Marketing using unsolicited email messages
We only send emails promoting MoneyWeek, Fleet Street Publications or its products to those who have agreed to receive such messages. We prohibit any advertising of MoneyWeek, Fleet Street Publications or its products using unsolicited emails.
If you believe that you have received unsolicited emails from MoneyWeek or Fleet Street Publications that you did not give permission to receive please contact MoneyWeek by clicking here or Fleet Street Publications by clicking here.
Customer feedback and right to data
You have the right to ask us for a copy of the personal information we hold about you, and to correct any inaccuracies in that information.
We welcome your questions and comments about privacy issues and the design of our website. If you have any queries regarding this privacy statement, please contact MoneyWeek Customer Services by email by clicking here, or Fleet Street Publications Customer Services by email by clicking here.
Cookies
What are cookies?
Cookies are tiny text files which are downloaded onto your computer, tablet or mobile phone via your browser when you visit a website. They enable specific details about your visit to our website to be recorded, retrieved and analysed by our site during subsequent visits or by other sites that recognise the cookie.
Cookies are essential to the effective operation of our website and if you are a subscriber of our paid services for you to view the members' only content. Cookies on this site also help to tailor the products and services offered and advertised to our customers, both on this website and elsewhere.
Cookies can't harm your computer and they don't identify individual users.
Cookies on our website
Here's a list of the cookies we use, along with a description of what they do. We've divided them into those that are needed for you to be able to use our website (strictly necessary), those that improve your experience of the site or our services (functionality), those that help us analyse how the site is doing and how we might improve it (performance), and those that help us and third parties bring you advertising that might interest you (advertising).
| Strictly Necessary – Cookies that are needed for you to use our website |
|---|
| Cookie name |
Cookie Purpose |
| .ASPXAUTH, ASP.NET_SessionId, mwsession |
These cookies check if you're a subscriber to our paid for publications, and if you are, they remember a valid password has been entered as you move between pages on our website during a visit. |
| If you're a subscriber to paid services and you disable these cookies you won't be able to view content that your subscription entitles you to view. |
| Functionality – Cookies that improve your experience of our website and our services |
|---|
| Cookie name |
Cookie Purpose |
| mwcomment |
If you've already posted a comment on our website during a visit this cookie remembers login details have been entered so you don't need to log into the comment section again to post comments on other articles. |
| PHPSESSID, zmagsReadInfo |
If you subscribe to MoneyWeek in the online-only format these cookies allow you to read the issue in an electronic magazine format. The cookies are set by Zmags which provides the e-magazine software. |
| VISITOR_INFO1_LIVE, PREF; |
We host some of our videos, including Tim Bennett's video tutorials, on YouTube. These cookies are set by YouTube. They store your user preferences when viewing pages containing video content. We don't control the setting of these cookies so we suggest you check their website for more information about their cookies and how to manage them. |
| JSE |
We use this cookie to remember if you have JavaScript enabled on your web browser. Without it the website can't do things like display videos, so we hide this type of content if JavaScript is disabled. |
| uid, uvc, uit, psc, ssh, sshs, ssc, loc, dt, di, atshc, c_user, datr, lu, xs, locale, k, guest_id, twitter_sess, pid |
At the foot of each of our articles there's a button which allows you to share the article with others. These cookies, from AddThis, Facebook and Twitter, allow you to share content. We don't control the setting of these cookies so we suggest you check their websites for more information about their cookies and how to manage them. |
| mwlightbox, mwlightbox_never |
We invite visitors to our site to sign up for our free email newsletters, including Money Morning and The Right Side. One of the ways we do this is by having a small box appear on the site a few minutes after visitors start to view an article. These cookies tell us if you have indicated that you might want to see the sign up boxes again, and if you have asked not to see them again. |
| Performance - Cookies that help us analyse how our website and services are doing and how we might improve them |
|---|
| Cookie name |
Cookie Purpose |
| _utma, _utmb, _utmc, _utmv, _utmz |
These cookies enable Google Analytics to function. Google Analytics helps us take and analyse visitor information. For example, it tells us how many visitors our site has, how many times they visit, how long they stay on our site and which pages are most popular. It also tells us if our marketing efforts are working, so it tells us where a visitor has come from, for example, from a link, a website search or an ad. This information helps us improve our website and your visit, and makes our marketing campaigns more relevant. For more details about how Google use the information they collect, see the Google privacy policy |
| test_cookie, id |
These cookies tell us how our "pay per click" marketing campaigns on Google are performing and help us test new offers. |
| WRUID |
We sometimes use this cookie, from Clicktale, in our longer marketing materials. It enables us to analyse how much of the marketing readers view and helps us tailor marketing campaigns. |
| Advertising – Cookies those that help us and third parties bring you advertising that is more likely to interest you |
|---|
| Cookie name |
Cookie Purpose |
| cfp, JEB2 |
These cookies are used to deliver adverts that might be more relevant to you and your interests. They are also used to limit the number of times you see an advert as well as help measure the effectiveness of an advertising campaign. |
| AA002, MUID |
These cookies are set by Adtech, Atlas Solutions and Doubleclick. We don't control the setting of these cookies so we suggest you check their websites for more information about their cookies and how to manage them. |
More information on cookies, including how to manage them
As explained above, cookies help you to get the most out of our website. If you disable our cookies you may find that certain sections of our website don't work, for example, you may have difficulties viewing subscription only articles. It also means that other areas of the site may not work as well as you would like.
However, if you would like to disable cookies the 'help' option on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, and how to disable cookies altogether. We've set out below how to manage cookies on the most common browsers.
If you would like to learn more about cookies in general, or how to disable targeted advertising cookies, you can visit www.youronlinechoices.eu.
Please note that we are not responsible for the content of third party websites.
Managing cookies using your browser
Google Chrome
• Click on the 'wrench' icon on the browser (usually found top-right corner) to open the tools menu
• From the tools menu select 'Options'
• Click the 'Under the Hood' tab from the menu on the left.
• In the 'Privacy' section, select the 'Content settings' button
• To enable cookies: select 'Allow local data to be set' option
• To disable cookies: select 'Block all cookies' option
• Note there are various levels of cookie enablement and disablement in Chrome. For more information on other cookie settings offered in Chrome, refer to the following page from Google: http://support.google.com/chrome/bin/answer.py?hl=en&answer=95647
Microsoft Internet Explorer 6.0, 7.0, 8.0
• Click on 'Tools' at the top of your browser window and select 'Internet Options'
• In the options window navigate to the 'Privacy' tab
• To enable cookies: Set the slider to 'Medium' or below
• To disable cookies: Move the slider to the top to block all cookies
• Note there are various levels of cookie enablement and disablement in Explorer. For more information on other cookie settings offered in Internet Explorer, refer to the following page from Microsoft: http://windows.microsoft.com/en-GB/windows-vista/Block-or-allow-cookies
Microsoft Internet Explorer 9.0
• Open Internet Explorer by clicking the Start button. In the search box, type Internet Explorer, and then, in the list of results, click Internet Explorer.
• Click the Tools button , point to Safety, and then click Delete browsing history.
• Select the Cookies check box, and then click Delete.
• For more information on other cookie settings offered in Internet Explorer 9, refer to the following page from Microsoft: http://windows.microsoft.com/en-GB/windows7/How-to-manage-cookies-in-Internet-Explorer-9
Mozilla Firefox
• Click on 'Tools' at the browser menu and select 'Options'
• Select the 'Privacy' panel
• To enable cookies: Check 'Accept cookies for sites'
• To disable cookies: Uncheck at 'Accept cookies for sites'
• Note there are various levels of cookie enablement and disablement in Firefox. For more information, refer to the following page from Mozilla: http://support.mozilla.org/en-US/kb/Enabling%20and%20disabling%20cookies
Opera
• Click on 'Setting' at the browser menu and select 'Settings'
• Select 'Quick Preferences'
• To enable cookies: check "Enable Cookies"
• To disable cookies: uncheck "Enable Cookies"
• Note there are various levels of cookie enablement and disablement in Opera. For more information on other cookie settings offered in Opera, refer to the following page from Opera Software: http://www.opera.com/browser/tutorials/security/privacy/
Safari on OSX
• Click on 'Safari' at the menu bar and select the 'Preferences' option
• Click on 'Security'
• To enable cookies: In the 'Accept cookies' section select 'Only from site you navigate to'
• To disable cookies: In the 'Accept cookies' section select 'Never'
• Note there are various levels of cookie enablement and disablement in Safari. For more information on other cookie settings offered in Safari, refer to the following page from Apple: http://support.apple.com/kb/PH5042
MoneyWeek Magazine iOS app
The MoneyWeek iPad/iPhone/iPod Touch app may use a service called Flurry Analytics. This cookie helps us understand how users interact with our app and help us to improve the app. You can find out more about Flurry Analytics here: http://www.flurry.com/about-us/legal/privacy.html. You can disable Flurry Analytics by visiting their website: http://www.flurry.com/resources/privacy.html.
Pixels in our HTML emails
In order to improve the emails and marketing we send you, our html emails may contain a campaign-unique "web beacon pixel". The single pixel records when an email is opened. This means we can assess which of our emails are more popular and what advertising our readers prefer. We can also inform our advertisers how many readers have clicked on their advertisements.
As with cookies, the pixel doesn't harm your computer and it doesn't identify individual users. We currently only provide our emails in HTML format, so if you do not wish to receive the pixel, you would need to unsubscribe from our emails.
Future updates to our cookies and privacy policy
We're giving you this information as part of our initiative to comply with recent legislation, and to make sure we're honest and clear about your privacy when using our website and our services.
We monitor developments in privacy and cookie-related best practice closely and if we think changes to our policy would be of benefit to you we'll make a change to our policy.